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Homes and Land Assets Depot

Homes and Land Assets DepotHomes and Land Assets DepotHomes and Land Assets Depot

626-314-9170

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    • Home
    • Buyers
      • Find Your Home Dream Here
      • Qualify For a Home Loan.
      • Owner Financed Land
      • Owner Financed Homes
      • My Free Reports
      • Properties In Foreclosure
    • Loans
      • Purchase Home Loans
      • Refinance Home Loans
      • Home Loan Programs
    • Sellers
      • Selling Your Home?
      • Value Your Home For Free
    • Cash For Your Home
    • Home Resources
      • All News Feeds
      • Owner Financed Land
      • Furniture Deals
      • Great Jewelry Deals
      • Free Mortage Calculator
      • Credit & Appraisal Report
      • JP Construction
      • Our Property Inventory
    • Book for our next webinar
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Homes and Land Assets Depot

Homes and Land Assets DepotHomes and Land Assets DepotHomes and Land Assets Depot

626-314-9170

Signed in as:

filler@godaddy.com

  • Home
  • Buyers
    • Find Your Home Dream Here
    • Qualify For a Home Loan.
    • Owner Financed Land
    • Owner Financed Homes
    • My Free Reports
    • Properties In Foreclosure
  • Loans
    • Purchase Home Loans
    • Refinance Home Loans
    • Home Loan Programs
  • Sellers
    • Selling Your Home?
    • Value Your Home For Free
  • Cash For Your Home
  • Home Resources
    • All News Feeds
    • Owner Financed Land
    • Furniture Deals
    • Great Jewelry Deals
    • Free Mortage Calculator
    • Credit & Appraisal Report
    • JP Construction
    • Our Property Inventory
  • Book for our next webinar
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Refinance Home Loans

Refinance Home Loans are not much different from the purchase home loans except, for some small differences.  More often, the main reason why homeowners refinance, is to lower the interest rate, this in turn, will lower the monthly mortgage payment, potentially saving thousands of dollars.


Another reason is to shorten the term of the loan. With this, the savings on the full term of the loan are huge. Sometimes, when the term is reduced the monthly payment may increase even thou, the interest may be lower. 


Another reason to refinance, is to consolidate credit cards balances, student loans, car payment and other debt into one single monthly payment.  


Get a Line Of Credit to upgrade your kitchen, bathroom, add another bedroom, patio, get a new roof, a/c, driveway or rebuild a fence? 


And yet another reason to refinance, is to get some extra cash for emergencies.


Fixed rate: This type of loan is usually good for homebuyers that want to have a loan payment that will not change for the entire term of the loan. The terms may vary from 5 to 30 or 40 years.


There are different types of loans, some of them are: Conventional and Non-Conventional.


Conventional loans are those that require the borrower to show full documentation of income. liabilities and it usually requires a fair credit history.


Non-Conventional; It is designed for those buyers that may find it difficult to prove their income, for example, the self-employed. They may also have less than perfect credit history or have limited credit trades.


Keep in mind, each borrower has unique needs according to their qualifications. 

 

Refinance home loan made easy

To refinance your home loan, please provide as much information as possible in this section.

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Rosemead Boulevard, Pasadena, California 91107, United States

6263149170

Complete our interactive loan application fast and easy

Instructions to complete and upload the loan application to our site.

1- Select Complete Interactive Loan Application Here (this will take you to the loan application page itself, please complete as much information as you can.

2- When done completing the application, DOWN LOAD THE PDF & SAVE IT to your desktop, or if you are on your mobile device, save it to your FILES.

3- Back on this site section "know if you qualify for a home purchase loan for free!",  in the questionnaire section, Go to attach files. (search for the loan application file,  name given and location where you saved it) double click. This will upload the loan application and any other files and...

4- Finally, select  Get pre-qualified for your free purchase home loan quote. This will complete the uploading process.

Complete Interactive Loan Application Here
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Homes and Land Assets Depot

Rosemead Boulevard, Pasadena, California 91107, United States

Alejandro Espitia Ca #01213999 Email: alejandro@homesandlandassetsdepot.com Text or Phone 626-314-9170

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